TELECOM Digest OnLine - Sorted: Re: Cardholders Kept in Dark After Breach -- Washington Post

Re: Cardholders Kept in Dark After Breach -- Washington Post

Steve Sobol (sjsobol@JustThe.net)
Fri, 24 Jun 2005 22:24:09 -0700

Robert Bonomi wrote:

> In article <telecom24.288.15@telecom-digest.org>, Steve Sobol
> <sjsobol@JustThe.net> wrote:

> [[.. munch ..]]

>> Yeah. What a load of self-serving crap. It's not just about the credit
>> cards. It's about SSNs and other personal information. To withhold
>> information about such breaches is criminal.

> Steve, _that_ is a bunch of crap. A credit-card clearinghouse does
> *NOT* have any of that kind of information.

But the banks do, and some of the breaches have been at major banks;
besides,

> All they have is transaction data. No "personal" data, no SSN's,
> none of that. They have the card number,. the transaction amount,
> maybe the 'security code', or the mag-stripe code, or the digits
> (only) of the street address and/or zip-code.

The clearinghouse has the account numbers. The first six digits of a
MC/Visa number indicate the issuing bank, and Discover and Amex cards
are only issued by one company. (Diners Club too, IIRC.) The
clearinghouse SHOULD be informing the bank, and the bank SHOULD be
informing their customers.

JustThe.net - Steve Sobol / sjsobol@JustThe.net / PGP: 0xE3AE35ED
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