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Subject: TELECOM Digest V23 #532

TELECOM Digest     Fri, 5 Nov 2004 19:00:00 EST    Volume 23 : Issue 532

Inside This Issue:                            Editor: Patrick A. Townson

    FTC Complaint Regarding Norvergence: A Total Fraud! (Danny Burstein)
    FTC Sues Norvergence Founders (John R. Levine)
    Re: Any News on the Feds v. Norvergence? (Lisa Hancock)
    Nations Use Net to Spy, Plot Attacks Ex-Bush Aide (Lisa Minter)
    Politicians See E-Voting as a Remote Prospect (Lisa Minter)
    Re: Prepaid Questions [was Re: How to Make Right Call] (NYC)
    Re: Prepaid Questions [was Re: How to Make Right Call] (Thomas Horsley)
    Re: Prepaid Questions [was Re: How to Make Right Call] (Joseph)
    Re: VoIP Plays Big Role in Presidential Election Turnout (Rick Merrill)
    Re: VoIP Plays Big Role in Presidential Election Turnout (Robert Bonomi)
    Re: VoIP -- to Regulate or Not to Regulate? (Rick Merrill)
    How do I Find Useful Sites About Telecom Billing; Processes? (Sam)

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-----------------------------------------------------------------------

From: Danny Burstein <dannyb@panix.com>
Subject: FTC Complaint Regarding Norvergence: A Total Fraud!
Date: Fri, 5 Nov 2004 11:15:37 -0500
Organization: PANIX Public Access Internet and UNIX, NYC


FTC Charges New Jersey Company with Defrauding Consumers Through Sale
of its 'Matrix' Telecom Service

NorVergence Claimed It Could Provide Dramatic Savings to Small Businesses

"The Federal Trade Commission has charged New Jersey-based
NorVergence, Inc.  with defrauding consumers through misleading claims
that it would provide them with years of dramatic savings on their
monthly telephone, cellular, and Internet bills. It also falsely
promised to provide unlimited long-distance and cellular minutes at no
extra cost.

[ snip ]

"Finally, the Commission's complaint charges NorVergence with
providing others with the means to commit deceptive and unfair acts by
furnishing third-party finance companies with rental agreements it
signed with its customers. By providing the agreements, NorVergence
allegedly facilitated the finance companies' ability to file
collection suits in areas outside of where the contracts were signed
and to demand payment even if the consumers received no services.

[ snippety snip, rest at:

 	http://www.ftc.gov/opa/2004/11/norvergence.htm  ]

_____________________________________________________
Knowledge may be power, but communications is the key
 		     dannyb@panix.com
[to foil spammers, my address has been double rot-13 encoded]

------------------------------

Date: 5 Nov 2004 16:19:49 -0500
From: John R Levine <johnl@iecc.com>
Subject: FTC Sues Norvergence Founders


FTC Charges New Jersey Company with Defrauding Consumers Through Sale
of its 'Matrix' Telecom Service

	http://www.ftc.gov/opa/2004/11/norvergence.htm

The FTC also specifically claims that the leases are fraudulent, which
sounds like good news for people still trying to get out of them.

Regards,

John Levine johnl@iecc.com Primary Perpetrator of The Internet for Dummies
Information Superhighwayman wanna-be, http://iecc.com/johnl, Mayor
"I dropped the toothpaste", said Tom, crestfallenly.

------------------------------

From: hancock4@bbs.cpcn.com (Lisa Hancock)
Subject: Re: Any News on the Feds v. Norvergence?
Date: 5 Nov 2004 11:41:48 -0800
Organization: http://groups.google.com


dor@writeme.com (Satchel Paige) wrote: 
> I am just trying to find out any information on what the Federal
> government or state governments are doing about Norvergence, the
> Salzano brothers and other Norvergence officers.

The FTC is involved.  See article at:
http://www.nj.com/newsflash/jersey/index.ssf?/base/business-1/1099612448215700.xml&storylist=jersey

[TELECOM Digest Editor's Note: Not only is the FTC 'involved' as Lisa
states it, but the same FTC has declared all the lease arrangements to
be part of the fraud. THAT MEANS NO MONEY IS DUE TO ANY BANK OR
LEASING COMPANY; FURTHERMORE THE VICTIMS CAN SUE THE BANKS AND FINANCE
COMPANIES TO GET BACK MONEY THEY PAID. That is, unless you are still
one of the suckers who kept wimpering (here in this Digest and else-
where) about how 'people who do not pay on their lease for the next X
years will get sued and have their credit ruined.' For all I care, YOU
can keep on paying, while everyone else follows the suggestion I made
here starting several months ago, advising everyone to **put a freeze
on all accounts payable to Norvergence immediatly.**

I am certain some finance companies and banks will continue to have
the required brass bedsprings to keep on hassling the alleged debtors
for payment. No doubt they will continue their story on how they are
'holders in due course' and all that baloney. Anyone who has paid the
'holder in due course' even five cents has paid five cents too much!
Explain to the banks, etc that they will have to go back to
Norvergence and get the money which was stolen from them, and to
consider themselves lucky if you don't sue *them* to get back what
they tricked/strong-armed you out of. Let them go see the executives
and managers in their own bank/loan company who got the huge bonuses
and steak dinners for bringing in that trashy, worthless paper.  PAT]

------------------------------

From: Lisa Minter <lisa_minter2001@yahoo.com>
Subject: Nations Use Net to Spy, Plot Attacks Ex-Bush Aide
Date: Fri,  5 Nov 2004 10:50:14 EST


BARCELONA, Spain (Reuters) - 

The world's most advanced military powers are using the Internet to
spy on their enemies and prepare digital attacks against rogue
targets, a leading cyber security expert said on Friday.

"When there's a major cyber incident it's very difficult to prove most
of the time who did it," said Richard Clarke, former White House
adviser on national security and cyber threats.

"There are incidents, I think, where governments are involved, doing
either reconnaissance or testing out concepts, probing for
weaknesses."

Clarke said he suspects Russia and China are the most pervasive users
of Internet for intelligence-gathering on suspected enemy states and
plotting ways to use the information for military purposes.

"Maybe the United States too," he told Reuters at a security
conference here.

Clarke worked for the last three U.S. presidents as a White House
national security advisor. He resigned after the Sept. 11, 2001
attacks on America and has been a vocal critic of the Bush
Administration's anti-terror and Iraq campaigns.

His latest comments come as network security experts report a growing
sophistication of attacks on business and government Web sites, either
knocking them offline for long periods or cracking their defenses to
steal trade secrets.

GROWING RISKS

With more and more of the world's crucial national infrastructure --
from emergency police hotlines to power grids -- connected, at times,
to the public Internet, the risk of cyber attacks is growing.

In addition, a new crop of elaborate computer programs has been
unleashed on the Internet, capable of snooping on security networks
for top secret information.

Experts agree there is scant evidence so far of state-sponsored
efforts to hack into military computer systems or compromise national
security networks.

But the growing severity of Internet attacks and the rise of malicious
spying programs have led many to conclude this is the handiwork of
professionals with advanced computing skills, ample funding and a
military mindset.

Law enforcement officials believe organized crime is behind much of
the new so-called "spyware" that emerges on the Internet daily. The
programs have proved adept at conning consumers out of money or
stealing their banking details and major companies have been hit as
well.

"Organized hacking is mainly done for economic purposes," said Ira
Winkler, a former network security specialist for America's National
Security Agency.

He added some governments are also interested in using the medium to
steal a march on their economic rivals, as the Internet has proved to
be one of the best resources for corporate espionage.  

For that reason, security experts have begun to warn the world's most
visible multi-national conglomerates to shore up their networks
defenses against cyber snooping -- with mixed results.

Clarke said the most industrialized nations of the world remain at
risk to some form of cyber attacks against both the corporate sector
and their national infrastructure because investment in shoring up
these networks has been weak.

"I would hope that one of the lessons we learned from 9/11 is that you
don't wait for a disaster to occur before we fix the problems we know
exist," he said.

*** FAIR USE NOTICE. This message contains copyrighted material the
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receiving the included information in their efforts to advance the
understanding of literary, educational, political, and economic
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believe that this constitutes a 'fair use' of the copyrighted material
as provided for in section 107 of the U.S.  Copyright Law. If you wish
to use this copyrighted material for purposes of your own that go
beyond 'fair use,' you must obtain permission from the copyright
owner, in this instance Reuters News Service.

For more information go to:
http://www.law.cornell.edu/uscode/17/107.shtml

------------------------------

From: Lisa Minter <lisa_minter2001@yahoo.com> 
Subject: Politicians See E-Voting as a Remote Prospect
Date: Fri,  5 Nov 2004 10:54:30 EST


BARCELONA, Spain (Reuters) - 

Forget the hi-tech predictions -- it will be years, if ever, before
electors can use the Internet to vote, many policymakers believe.

The prediction is bad news for technology firms hoping to introduce
e-voting to the masses. Worse still, long queues at polling stations,
like those seen this week in the United States presidential election,
look like being around for a long time.

"You will never see absentee voting conducted online -- ever," said
Jeannemarie Devolites Davis, a Republican in Virginia's state
senate. "As long as there is any question somebody can tamper with the
vote it will never happen," she told Reuters at a security conference
here.

The high turnout in the U.S. election bucked a trend on both sides of
the Atlantic toward falling numbers of people bothering to vote over
recent years.

Voter apathy in Britain, for example, has been especially marked in
local contests, prompting the government to launch a number of pilot
trials of Internet or text-message voting in minor elections to
increase turnout.

But despite assurances that this kind of remote voting can be
protected against fraud, suspicions persist.

The European Union, which has committed vast sums to so-called
e-government initiatives to cut through red tape, is not even
considering e-voting at the moment.

Reinhard Posch, chief information officer for the Austrian government,
also thinks old-fashioned paper ballots are here to stay.

"It's all about trust and the digital divide," he said.

In the United States and throughout Europe, voting procedures are
determined by states or local governments. Most often, amending the
process requires a change in the law.

While more sophisticated touch-screen voting kiosks have come into use
lately, they, crucially, need the voter to be present in the booth.

So, while millions of TV viewers use the Internet or their mobile
phone to evict a member of the "Big Brother" house or a "Pop Idol"
hopeful, politicians prefer to stick with the old-fashioned method of
queuing at the polls.

As Devolites Davis put it: "if the lawmakers don't trust it, it's not
going to happen."


*** FAIR USE NOTICE. This message contains copyrighted material the
use of which has not been specifically authorized by the copyright
owner. This Internet discussion group is making it available without
profit to group members who have expressed a prior interest in
receiving the included information in their efforts to advance the
understanding of literary, educational, political, and economic
issues, for non-profit research and educational purposes only. I
believe that this constitutes a 'fair use' of the copyrighted material
as provided for in section 107 of the U.S.  Copyright Law. If you wish
to use this copyrighted material for purposes of your own that go
beyond 'fair use,' you must obtain permission from the copyright
owner, in this instance, Reuters News Service.

For more information go to:
http://www.law.cornell.edu/uscode/17/107.shtml

------------------------------

From: NOTvalid@surplus4actors.INFO (NYC)
Subject: Re: Prepaid Questions [was Re: How to Make Right Call On Cell]
Date: 4 Nov 2004 13:28:17 -0800
Organization: http://groups.google.com


tom.horsley@att.net (Thomas A. Horsley) wrote in message
news:<telecom23.529.6@telecom-digest.org>...

> Just as a starting point for comparison, can anyone answer this
> question:

> If I never use the phone at all, what is the minimum per-year charge
> to keep it active for each of the prepaid providers "plans"? (I can
> start digging up other implications of each plan if I could just order
> them first by this criteria :-).

Wife and I are Virgins.

Each user has to put in a minimum of $20.00 each 90 days.  Since the
first 10 calls on any given day are 25 cents each, you could use the
twenty bux to make 80 one minute calls.

Every time you add 20 bux, it gets added to remainder.

To send text messages is always ten cents.
To receive text messages is always free.

So I can send a msgs to my wife as Email while I am on line and she
doesn't pay to receive and I don't pay for an outgoing call.

Incredibly low long distance phone rates, As low as USA-Canada 1.9CPM!
Works as prepaid phone card. PIN not needed for calls from home or
cell phone. Compare the rates on the WWW. No monthly fee or minimum.
20 minutes for FREE! using 
https://www.onesuite.com/034720367/suitetreat

------------------------------

Subject: Re: Prepaid Questions [was Re: How to Make Right Call On Cell]
From: tom.horsley@att.net (Thomas A. Horsley)
Organization: AT&T Worldnet
Date: Thu, 04 Nov 2004 23:46:33 GMT


> I'm not really sure what all your confusion is due to.  Most tell you
> what the terms are i.e. you must pay a minimum amount to get service
> and there are usually some requirements for you to keep the service
> such as a requirement that you add money at a required interval or
> that you place a call by a certain period to keep your account active
> or both.

They tell you some of the terms up front, but actually finding out the
minimum time you have to buy to keep the phone active seems to be a
real challenge (at least to me), I've had to dive down multiple levels
to finally get to the leagalese fine print "terms of service"
documents, and then translate that from lawyer to human :-).

One big difference I have noticed is that some of the plans expire
your minutes if you don't use them, and others keep accumulating
unused minutes as long as you keep the phone active (if I went with
one of those, I'd probably eventually wind up with several years worth
of un-used minutes - maybe they should come up with a program for
donating unused minutes to charities :-).

>>==>> The *Best* political site <URL:http://www.vote-smart.org/> 
>>==+ email: Tom.Horsley@worldnet.att.net icbm: Delray Beach, FL |
<URL:http://home.att.net/~Tom.Horsley> Free Software and Politics <<==+

------------------------------

From: Joseph <JoeOfSeattle@yahoo.com>
Subject: Re: Prepaid Questions [was Re: How to Make Right Call On Cell]
Date: Thu, 04 Nov 2004 14:55:22 -0800
Reply-To: JoeOfSeattle@yahoo.com


On Thu, 04 Nov 2004 08:06:34 -0800, Joseph <JoeOfSeattle@yahoo.com>
wrote:

> Another prepaid service offered by PhoneShark called "JusTalk" which
> you can buy a minimum $10 'card' (40 minutes) and it will last you for
> six months before you must add new minutes to keep the account active.
> They are an AT&T Wireless TDMA reseller as well.  They do not sell
> phones though.  You must provide your own AT&T Wireless TDMA
> compatible handset. This service ends up costing you ~$1.50/month.
> <http://www.phoneshark.com/showwirelesscard.cfm?f=11&t=11&p=9045>

Sorry about replying to my own post, but I just got a notice today
from Phoneshark about the JusTalk service.  They have modified the way
plans work and rather than having the accounts expire afteer six
months and requiring that you add money by that time the accounts now
do not expire at the end of six months, but will go on indefinitely
though they require that you make at least *twenty* minutes of calls
per month.  That's no bargain at all considering that per minute cost
is around 25 cents per minute.  This was a good economical service to
have, but I can't recommend them any longer and would instead
recommend Beyond Wireless.

------------------------------

From: Rick Merrill <RickMerrill@comTHROW.net>
Subject: Re: VoIP Plays Big Role in Presidential Election Turnout
Organization: Comcast Online
Date: Thu, 04 Nov 2004 21:52:30 GMT


ranck@vt.edu wrote:

>> [TELECOM Digest Editor's Note: I have a question about the election.
>> On AP News Wednesday afternoon, Senator Kerry said in order to save the
>> country the kind of debacle which occurred in 2000 when Mr. Bush was
>> eventually declared the winner, he was going to concede the election
>> to Bush, which he did. But later in the day Wednesday officials said
>> they were still going to closely audit all the votes from Ohio. Now
>> just suppose the Ohio audit showed the Kerry *had* won that state 
>> (although he and others said it was quite unlikely). But let's say
>> it turned out he did win *that state's electoral votes*. In that case
>> he might have won the election; but he has already conceded to Bush.
>> What would happen in that case? Has a 'winner' of a presidential
>> election ever conceded it to someone else?  Just curious.   PAT]

> I don't think it has ever happened, but what Kerry really said,
> in effect, is that his campaign will not challenge the vote counts
> anywhere.  If, as you suggest, Ohio does its own audit and awards
> its electors to Kerry, then the Electoral College still does its
> thing on the appointed day in December and Kerry could in theory
> still become President.  This seems highly unlikely, but there is
> no mechanism in the Constitution for a candidate to "concede." 
> I suppose he could refuse the appointment, but then the office
> would go to Edwards, not Bush.  At least, I think that's how it
> would work.

> Bill Ranck
> Blacksburg, Va.

Even cooler :-( is what would happen in the event of a TIE in the
Electoral College: the vote goes to the Senate (and Bush wins) But the
vice president could be Edwards!!

[TELECOM Digest Editor's Note: It was all rendered moot earlier today
when AP Radio News (see http://telecom-digest.org/stuff ) reported
that the Iowa returns were now finalized and they had gone to Bush
also.   PAT]

------------------------------

Organization: Robert Bonomi Consulting
Subject: Re: VoIP Plays Big Role in Presidential Election Turnout
From: bonomi@host122.r-bonomi.com (Robert Bonomi)
Date: Thu, 04 Nov 2004 22:25:05 +0000


In article <telecom23.529.2@telecom-digest.org>,

> [TELECOM Digest Editor's Note: I have a question about the election.
> On AP News Wednesday afternoon, Senator Kerry said in order to save the
> country the kind of debacle which occurred in 2000 when Mr. Bush was
> eventually declared the winner, he was going to concede the election
> to Bush, which he did. But later in the day Wednesday officials said
> they were still going to closely audit all the votes from Ohio. Now
> just suppose the Ohio audit showed the Kerry *had* won that state 
> (although he and others said it was quite unlikely). But let's say
> it turned out he did win *that state's electoral votes*. In that case
> he might have won the election; but he has already conceded to Bush.
> What would happen in that case? Has a 'winner' of a presidential
> election ever conceded it to someone else?  Just curious.   PAT]

I don't know of it ever having happened at the Presidential level,
but it has happened at lower-level elections.  The 'actual' winner
was seated

------------------------------

From: Rick Merrill <RickMerrill@comTHROW.net>
Subject: Re: VoIP -- to Regulate or Not to Regulate?
Organization: Comcast Online
Date: Thu, 04 Nov 2004 21:55:07 GMT


> [TELECOM Digest Editor's Note: Just like telephones in many ways. In
> the the late 19th century 'telephone' was not a word in most people's
> vocabulary, but by 1901-1905 nearly everyone had heard of the device
> and many folks had even used one. PAT]

When the telephone came out, business men accustomed to the telegraph, 
said "We want someting IN WRITING!"

I have heard someone say they want something WITH A CORD!

------------------------------

From: 9mo9vlp02@sneakemail.com (Sam)
Subject: How do I Find Useful Sites About Telecom Billing; Processes?
Date: 4 Nov 2004 19:31:14 -0800
Organization: http://groups.google.com


With all my google searches so far I have to wade through a lot of
resumes and headhunter postings and vendor sales information.  I can't
seem to find a lot of useful stuff.

The useful stuff I'm looking for are sites that give examples of how
various people/companies do billing related business processes.  I've
been asked to do some work with a billing system & would like to get a
feel for how some people/companies approach things.

Various things along the whole data pipeline, some examples being
rules of thumb for how many billing cycles to have.

How many dummy accounts should you have to check billing run
accuracies?  How many dummy calls per account?  At what stage of the
billing process do you inject dummy calls: 

at the switch,
at the switch-file loading into the DB,
as SQL inserts into the DB?

Or should you even have dummy accounts, should you test with real
accounts set in a "no-real-bill, no-dummy-effect, dummy mode"?

What are some good processes for entering rates, taxes (for those
companies that can fix rates themselves and don't buy government
approved rates in easily loadable electronic format), for example,
should the typing be checked 3 times? 4 times?

Thanks in advance.

------------------------------

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