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Subject: TELECOM Digest V23 #320

TELECOM Digest     Tue, 6 Jul 2004 18:55:00 EDT    Volume 23 : Issue 320

Inside This Issue:                            Editor: Patrick A. Townson

    Book Review: "Network Security Jumpstart", Matthew Strebe (Rob Slade)
    Re: How Much Does Bill Gates Know About His Software? (Frank@nospam.biz)
    Re: How Much Does Bill Gates Know About His Software? (Scott Dorsey)
    Re: How Much Does Bill Gates Know About His Software? (Lisa Hancock)
    Re: How Much Does Bill Gates Know About His Software? (Paul Vader)
    Tap Into Neighbors' WiFi? Why Not, Some Say (Monty Solomon)
    Philadelphia Marks 20 Years of Cell Phones (Carl Moore)
    Speakeasy Gets Naked - Set to Launch 'Onelink' Service (VOIP News)
    More Taxes Coming to VoIP Near You (VOIP News)
    Re: Norvergence - How do I Get Out (Steven J. Sobol)
    Re: Norvergence - How do I Get Out (Paul Vader)
    Refuge From Recent Telecom Changes (Christine Collins)
    Norvergence Sales Reps (Unlimited Calling)
    A Link of Interest (Dan Popescu)

All contents here are copyrighted by Patrick Townson and the
individual writers/correspondents. Articles may be used in other
journals or newsgroups, provided the writer's name and the Digest are
included in the fair use quote.  By using -any name or email address-
included herein for -any- reason other than responding to an article
herein, you agree to pay a hundred dollars to the recipients of the
email.

               ===========================

Addresses herein are not to be added to any mailing list, nor to be
sold or given away without explicit written consent.  Chain letters,
viruses, porn, spam, and miscellaneous junk are definitely unwelcome.

We must fight spam for the same reason we fight crime: not because we
are naive enough to believe that we will ever stamp it out, but because
we do not want the kind of world that results when no one stands
against crime.   Geoffrey Welsh

               ===========================

See the bottom of this issue for subscription and archive details
and the name of our lawyer; other stuff of interest.  

----------------------------------------------------------------------

From: Rob Slade <rslade@sprint.ca>
Organization: Vancouver Institute for Research into User 
Date: Tue, 6 Jul 2004 09:25:13 -0800
Subject: Book Review: "Network Security Jumpstart", Matthew Strebe


BKNTSCJS.RVW   20030604

"Network Security Jumpstart", Matthew Strebe, 2002, 0-7821-4120-X,
U$24.99/C$39.95/UK#18.99
%A   Matthew Strebe mbs+jumpstart@connectic.net
%C   1151 Marina Village Parkway, Alameda, CA   94501
%D   2002
%G   0-7821-4120-X
%I   Sybex Computer Books
%O   U$24.99/C$39.95/UK#18.99 800-227-2346 info@sybex.com
%O   http://www.amazon.com/exec/obidos/ASIN/078214120X/robsladesinterne
     http://www.amazon.co.uk/exec/obidos/ASIN/078214120X/robsladesinte-21
%O   http://www.amazon.ca/exec/obidos/ASIN/078214120X/robsladesin03-20
%P   365 p.
%T   "Network Security Jumpstart"

The introduction states that this book is suitable for anyone from the
home user to the network administrator to the CEO.  Which is a pretty
tall order.

Chapter one has a decent overview of why computers aren't secure, a
scant computer security history, a few security concepts, and a fairly
trivial set of "review" questions.  There is a media level exposition
on "hackers," in chapter two, a rough outline of intrusion procedures,
and a list of specific attacks that I'm not sure the author fully
understands.  (Immediately following "Denial of Service" comes a
separate entry for "Floods": flooding being a type of denial of
service.)  There is a terse introduction to cryptography, and not much
more than chapter one gave us about authentication, in chapter three.
The suggestions for policy creation, in chapter four, aren't bad for
simple cases, but seriously understate the difficulty of establishing
a full policy, even for home users.  Chapter five describes firewalls
(and seven tells a little bit more about using them at home).  Chapter
six makes the common mistake of assuming that all VPNs (Virtual
Private Networks) are about confidentiality: some are merely about
managing communications configurations.

There is some correct and useful information about viruses in chapter
eight, but it is unfortunately mixed in with a lot of garbage.
Windows NT and its subsequent versions are *not* immune to viruses,
although a rigorous set of file permissions can reduce your risk of
file infectors (which are no longer a major category anyway).
Signature scanners are *not* the only type of antiviral software.
Viruses were *not* invented by accident, BRAIN *never* had an onscreen
display and didn't infect program files, and neither Stoned nor
Jerusalem (Friday the 13th is one variant) were based on BRAIN.
Neither Stoned nor BRAIN relied on program sharing to propagate: data
disks were quite sufficient.  Viruses that only replicate are *not*
benign (anybody ever have problems with Stoned?  Melissa?
Loveletter?), *will* be discovered, and scanning signatures *are*
created.

Fault tolerance, in chapter nine, is not quite business continuity
planning (BCP), but does go beyond the usual UPS (Uninterruptable
Power Supply) and backup recommendations.  Although chapter ten lists
a number of security mechanisms in Windows, a practical understanding
of their use is not presented.  The UNIX tools in eleven are described
more usefully -- but they only relate to file permissions.  The network
security tools for UNIX are in twelve -- but are only enumerated. 
Chapter thirteen has good suggestions for Web server security -- but
doesn't say how to implement them.  A random collection of email
security tools and threats makes up chapter fourteen.  IDS (Intrusion
Detection System) concepts are not explained very well in chapter
fifteen: Strebe apparently doesn't understand that all forms use audit
data of one type or another, and doesn't list the major distinctions
between either the engine type or sensor location.

Even given all the faults, one has to admit that Strebe has not done a
bad job with his ambitious intent.  Certainly home users and CEOs can
find better explanations here than in many of the other works aimed at
them, however much I might wish that the book as a whole was more
accurate.  And, yes, even the network administrators might find some
helpful points in the more conceptual material at the beginning of the
book: most of them could do with a better understanding of the need
for policy.  This work isn't great, by any means, but it can fulfill a
need for a quick guide to network threats, for a variety of audiences.

copyright Robert M. Slade, 2004   BKNTSCJS.RVW   20030604


======================  (quote inserted randomly by Pegasus Mailer)
rslade@vcn.bc.ca      slade@victoria.tc.ca      rslade@sun.soci.niu.edu
Keep away from people who try to belittle your ambitions. Small
people always do that, but the really great make you feel that
you, too, can become great.                             - Mark Twain
http://victoria.tc.ca/techrev    or    http://sun.soci.niu.edu/~rslade

------------------------------

From: Frank@nospam.biz
Subject: Re: How Much Does Bill Gates Know About His Software These Days?
Date: Tue, 06 Jul 2004 07:06:50 -0700
Organization: Cox Communications


How would anyone know that?

Lisa Minter wrote:

> I know that Bill Gates started Microsoft, back in 1976, I think (?)
> and one of his first products was Microsoft Basic. Does anyone know
> if he wrote all that code himself?  Also, the Microsoft Company has
> grown a lot since those days, and how much does Bill Gates actually
> know about Windows, etc these days; that is, has personal knowledge
> of the various technical aspects of his products, or like many folks,
> are large parts of the code outside his personal ability to under-
> stand also?  I am just wondering to what extent he has kept up in his
> personal knowledge of his products, etc.  Anyone know?

> Lisa

[TELECOM Digest Editor's Note: (Lisa says:) I would think it would be
in his personal involvement in writing code, answering questions from 
customers, etc. But he does not do that, does he?  PAT]

------------------------------

From: kludge@panix.com (Scott Dorsey)
Subject: Re: How Much Does Bill Gates Know About His Software These Days?
Date: 6 Jul 2004 10:15:12 -0400
Organization: Former users of Netcom shell (1989-2000)


Lisa Minter  <lisa_minter2001@yahoo.com> wrote:

> I know that Bill Gates started Microsoft, back in 1976, I think (?)
> and one of his first products was Microsoft Basic. Does anyone know
> if he wrote all that code himself?  

Not all of it.  Remember that Microsoft had over 120 ports of BASIC
for different architectures, and while Gates was very tightly involved
with all of this, it was not a job for a single human being.  

I remember calling Microsoft around 1978 or so and talking to Mr. Gates
about why their HP 2101 BASIC wasn't any good.  I was told basically that
it wasn't a very good computer and it was HP's fault that their BASIC
had bugs and they weren't going to do anything about it.  That was the
last Microsoft product I ever bought.

> Also, the Microsoft Company has grown a lot since those days, and how
> much does Bill Gates actually know about Windows, etc these days;
> that is, has personal knowledge of the various technical aspects of
> his products, or like many folks, are large parts of the code outside
> his personal ability to understand also?  I am just wondering to
> what extent he has kept up in his personal knowledge of his products,
> etc.  Anyone know?

The problem is that Windows has now grown to such an enormous size,
with literally thousands of individual systems calls, that no one
human being can be familiar with more than a small part of the
internals.  This, I might add, is a recipe for trouble.

--scott

"C'est un Nagra.  C'est suisse, et tres, tres precis."

------------------------------

From: hancock4@bbs.cpcn.com (Lisa Hancock)
Subject: Re: How Much Does Bill Gates Know About His Software These Days?
Date: 6 Jul 2004 08:39:53 -0700
Organization: http://groups.google.com


Lisa Minter <lisa_minter2001@yahoo.com> wrote 

> I know that Bill Gates started Microsoft, back in 1976, I think (?)
> and one of his first products was Microsoft Basic. Does anyone know
> if he wrote all that code himself?  

There are a number of books in the library about the life of Gates and
the history of Microsoft; I would recommend checking several of them
for good information.

I don't know when they formally adopted the name "Microsoft" or
officially chartered the company.  However, Gates started in the
software business at a very young age (14-16) writing programs for
local businesses back in a time when programming was still a new and
unknown field.  A lot of bright youngsters, the early computer geeks,
were doing that in those days, using 10 char/sec Teletypewriters as
I/O machines connected to BASIC timesharing services.

What set Gates apart was his intensity.  He knocked on lots of doors
to get business, then would stay up all night programming.  I knew a
lot of bright kids in those days doing the same sort of thing, but
none pushing it as hard as Gates did.

AFAIK, Gates wrote the code himself and was a very smart programmer.

IMHO what set Gates apart from others of those days was that Gates
wanted to build a business.  The kids I knew liked making money, but 
it was more for the programming fun itself and also feeling "grown up"
by selling to businesses something other than cutting the grass.

> Also, the Microsoft Company has grown a lot since those days, and
> how much does Bill Gates actually know about Windows, etc these
> days; that is, has personal knowledge of the various technical
> aspects of his products, or like many folks, are large parts of the
> code outside his personal ability to under- stand also?  I am just
> wondering to what extent he has kept up in his personal knowledge of
> his products, etc.  Anyone know?

I would suspect the more recent biographies of Gates might have
something or articles in mainstream publications may have something
(ie Fortune Magazine, Wall Street Journal, New York Times, etc.)

I have no actual data on what he does.  But I suspect he is no longer
involved in actual coding or very basic technical issues; he is too
busy worrying about the future direction of the company.  Obviously he
uses his company's products in his everyday work and I'm sure pays
very close attention to their functionality from the user's and
competitive point of view.  But I strongly doubt he pulls up a listing
of actual program code other than perhaps curiousity.

------------------------------

From: pv+usenet@pobox.com (Paul Vader)
Subject: Re: How Much Does Bill Gates Know About His Software These Days?
Date: Tue, 06 Jul 2004 15:47:30 -0000
Organization: Inline Software Creations


Lisa Minter <lisa_minter2001@yahoo.com> writes:

> I know that Bill Gates started Microsoft, back in 1976, I think (?)
> and one of his first products was Microsoft Basic. Does anyone know
> if he wrote all that code himself?

The original Microsoft Basic (GWBASIC) was written by Bill Gates. Has
he written anything else since then? It doesn't appear so.  MSDOS was
purchased for $50,000 from a hobbyist (who had no idea how bad the
deal was for him), and by that time Microsoft had staff to get the
real work done. Some day they might even get around to doing it.

> Also, the Microsoft Company has grown a lot since those days, and how
> much does Bill Gates actually know about Windows,

Probably not very much. Ballmer runs the company these days. Bill is a
figurehead.

> stand also?  I am just wondering to what extent he has kept up in his
> personal knowledge of his products, etc.  Anyone know?  

Based on his book, and some ridiculously clueless statements on spam, I'd
say he hasn't done a good job of keeping current. *

* PV   something like badgers--something like lizards--and something
       like corkscrews.

------------------------------

Date: Tue, 6 Jul 2004 15:20:44 -0400
From: Monty Solomon <monty@roscom.com>
Subject: Tap Into Neighbors' WiFi? Why Not, Some Say


By Bruce Mohl, Globe Staff  |  July 4, 2004

Like a Robin Hood of the Internet age, Carrie Russell of South Boston
takes bandwidth from the rich (neighbors who have wireless high-speed
Internet connections) and uses it herself to surf for free.

"I don't think of it as stealing," Russell said. "They've left 
their network open. If they're going to leave it open, then it's 
there for the taking."

The savings are substantial. High-speed Internet access typically
costs $30 to $60 a month or more, depending on the speed and whether
it's packaged with other services offered by the provider.

Michael Oh, president and founder of Tech Superpowers, a Boston-based
specialist on wireless networking, said it's difficult to tell how
many people are piggybacking on or sharing the wireless high-speed
Internet access of their neighbors. But he is convinced a lot of
people are trying it in densely populated neighborhoods where wireless
connections overlap.

http://www.boston.com/business/technology/articles/2004/07/04/tap_into_neighbors_wifi_why_not_some_say/
 
------------------------------

Date: Tue, 6 Jul 2004 11:52:52 EDT
From: Carl Moore <cmoore@ARL.ARMY.MIL>
Subject: Philadelphia Marks 20 Years of Cell Phones


That is the title of a story on KYW news-radio web page.

"Philadelphia joined the cellular telephone revolution exactly 20
years ago -- on July 6, 1984.  It was on that date that Bell Atlantic
Mobile got its cell tower license for the area, three months after the
first cellular service was installed in Chicago."  It also says that
in 20 years, cell phone usership jumped from 100 to 100 million.

However, a car phone was depicted in a 1960 TV episode (Lucy-Desi Comedy
Hour, the last episode before the divorce of Lucille Ball & Desi Arnaz).

------------------------------

From: VOIP News <voip news>
Date: Tue, 06 Jul 2004 13:59:21 -0400
Subject: Speakeasy Gets Naked - Set to Launch 'Onelink' Service
Reply-To: VoIPnews@yahoogroups.com


http://www.broadbandreports.com/shownews/47203

Written by Karl Bode

Speakeasy will next week announce a new nationwide "naked DSL" product
 -- or dry DSL on a dedicated loop that doesn't require a local voice
component. Dubbed OneLink DSL, the service will be nationally
available for users who are attracted to the idea of ditching their
landline to go VoIP or cell only.

[.....]

"We hear often from many consumers and businesses that they are tired
of being tied to the phone company and are seeking superior service
and new creative options from the broadband industry," says Speakeasy
President and CEO Bruce Chatterley.

"In fact, in a recent customer survey we learned that more than 30% of
our existing customers use a cell phone as their primary voice
line. These customers have a telephone line solely to get DSL service
from Speakeasy. We have listened to these customers and are very
excited to be the first national provider of this new product."

Speakeasy hopes to appeal to those users looking to flee their local
bell by announcing their own VoIP service this summer, which they hope
to bundle with the OneLink service. While the 1.5Mbps/256kbps will be
the only package available at first, the company will eventually
deliver 1.5Mbps/768kbps, 6Mbps/768kbps on dedicated pairs as well.

Full story plus reader comments at:
http://www.broadbandreports.com/shownews/47203 

How to Distribute VoIP Throughout a Home:
http://michigantelephone.mi.org/distribute.html

If you live in Michigan, subscribe to the MI-Telecom group:
http://groups.yahoo.com/group/MI-Telecom/

------------------------------

From: VOIP News <voip news>
Date: Tue, 06 Jul 2004 14:17:53 -0400
Subject: More Taxes Coming to VoIP Near You
Reply-To: VoIPnews@yahoogroups.com


http://www.geek.com/news/geeknews/2004Jun/gee20040706025869.htm

Voice over IP (VoIP) phone service is becoming more popular thanks to
companies like Vonage (see our review), and one of its major draws is
its lower cost. Because the technology is newer, VoIP service
companies can avoid some of the government taxes and regulation that
add universal service fees, access charges, and more to your land-line
phone service.

But that situation may change soon as more and more U.S. legislators
cast their eyes on VoIP and the new tax revenue targets it offers. For
example, a telecommunications subcommittee of the U.S. House of
Representatives is having a hearing tomorrow on how regulation would
affect VoIP technology; AT&T, BellSouth, Vonage, the National
Association of Regulatory Utility Commissioners, and others will be
there to throw their hats in the ring. There are already bills
floating in the House and Senate on VoIP regulation, and the latest
Congressmen to throw a bill on the "make VoIP like regular phone
service" bonfire are Representatives Rick Boucher (Democrat out of
Virginia) and Cliff Stearns (Republican out of Florida). In short,
they want to "declare that the service is an interstate service and
subject it completely to the jurisdiction of the Federal
Communications Commission."

The Representatives' proposal is to let the FCC expand its oversight
of telecommunications from regular land-line service to VoIP/Internet-
based telephony, keeping the states out of the mix. The language of
the bill has not been revealed yet, but it's expected to "set broad
guidelines" directing the FCC to "apply universal service formulas to
VoIP" but not saying how. The bill wouldn't let anyone set rates for
VoIP offerings, but it would let the FCC levy the semi-mysterious
"universal service" and "access" taxes/fees we see on our land-line
invoices on our VoIP invoices as well. Universal service fees that
local telecoms pay (and charge back to consumers) go to subsidize
telecom services in low-income and rural areas and 'Net connections
for libraries and schools; the access fees they charge subscribers and
long-distance service providers (the long distance companies charge
those back to us as well) cover the cost of sending long distance
calls across the local networks.

Full story at:
http://www.geek.com/news/geeknews/2004Jun/gee20040706025869.htm

------------------------------

From: Steven J Sobol <sjsobol@JustThe.net>
Subject: Re: Norvergence - How Do I Get Out
Date: Tue, 06 Jul 2004 15:34:13 -0500


n-line@juno.com <n-line@juno.com> wrote:

> Well if all is true then Norvergence is out of business.  One thing
> hasn't been addressed though ... what are the existing customers
> supposed to do now?  We have signed lease agreements with banks for
> equipment that won't work when Quest turns off the lines again.  How
> do we get out of those?  Anyone have any ideas??

> [TELECOM Digest Editor's Note: I suggest simply ignoring those fraud-
> ulent contracts the banks are holding.

How are they fraudulent? It's not the bank's fault that Norvergence stole
from Qwest.

> FREEZE ALL TELECOM PAYMENTS
> IMMEDIATLY. If the bank wants to sue, that's okay. They *should* be
> suing the remains of Norvergence, since Norvergence got the money
> illegally, through trickery and fraud. Of course the bank will choose
> to pick on the weaker party (yourself) because they assume they can
> twist your arm easier. 

The bank has no claim on Norvergence in this case and a lawsuit would fail.
n-line's company has a claim on Norvergence, but the bank does not.

> If the bank *does* choose to sue you (not at all certain, IMO) then 
> your response should be to countersue the bank for harassment and
> for being a party to the same fraud as Norvergence. 

This is very, very bad advice. 

> The bank after all *did* facilitate the fraud by paying
> Norvergence money, and they knew  or should have known that
> Norvergence had a worthless scheme going on.

I'm not sure it was that obvious.

> The bank is equally (or more so) able to investigate the collateral
> being put up for the money the bank advanced to Norvergence, the
> 'collateral' in this case being the promises of satisfied customers 
> able and willing to pay. If you recall, we had that one message in the
> Digest several months ago from the lady who said she worked for the
> bank (which had been approached by Norvergence to handle their paper) 
> and she was investigating if the bank should get involved or not. 

Is this the same bank? If the bank was actively investigating Norvergence,
there might be some liability on their part -- maybe.
 
> by a smooth talking salesman. Just ignore those invoices and let the
> bank deal with it as they must.   PAT]

I'd suggest talking to a lawyer. I'm not at all convinced that Pat's advice
is correct. 


JustThe.net Internet & New Media Services, http://JustThe.net/ 
Steven J. Sobol, Geek In Charge / 888.480.4NET (4638) / sjsobol@JustThe.net
PGP Key available from your friendly local key server (0xE3AE35ED)
Apple Valley, California     Nothing scares me anymore. I have three kids.


[TELECOM Digest Editor's Note: I am not a lawyer and cannot give legal
advice. With that being said, I still maintain that an agressive and
litigous debtor is the best debtor in this case. **Do not** just give
in to bank's demands for payment from you; they are hoping their 
bullying tactics will do the job. **If** it comes to the point of suit
which is not at all certain, at the very least countersue, which will 
send many banks (and collection agencies) running for the hills. 

Maybe it was not a *deliberate* act (i.e. fraud) by the bank, but it
was extremely careless of the bank not to completely investigate what
they were being asked to finance. Either bank knew (was part of fraud)
or **should have known** what was going on. At least one bank officer
or employee took the trouble to investigate on the net (here in this
Digest) what was known about the company they were being asked to
finance. Why didn't others, or maybe they did and chose to ignore the
warning signs; why bother to cover our backsides when there are always
debtors we can stick it to instead? I mean, many small merchants
cannot even get a Visa Merchant account, the bank says its not worth
all the hassles to us with customers refusing to pay, no signature
on file, etc; the merchant is mostly (or excusively) in a sex related
business, etc. Yet bank is willing to carry the paper for a multi-year
thousands of dollars deal *based on fraud* against end-users (regardless
of who actually committed whatever part of the fraud) and in essence
try to commit extortion against same end-users as needed to worm out
of any liability on their part?  Uh huh ... and there were warning
signs from more than a year ago; when Norvergence started trying to
go legal on getting messages about them removed from the net, etc. 

Another warning sign should have been that Norvergence wanted the bank
to pay them a full five year's worth before even one year (or a few
months) had been honored on the contract. So end-users are expected to
be responsible for the mistakes idiots at the bank make?  Although it
is likely and probable that many end-users signed off on the obscene
contract presented to them by the Norvergence sales rep under much
pressure (remember the message we had here from the sales rep who said
he was trained to always insist on speaking directly and only to the
'decision maker' in the company and keep the pressure up on that
person [that person's personal knowledge of telecom, or the lack
thereof not withstanding]?), I sincerely doubt that bank had that kind
of pressure on them. If bank even began to consider the deal offered
them by Norvergence, I am sure bank just told them 'cool your heels, 
we will get back to you' or words to that effect. 

So to those of you reading this who have pestered me on the phone or
in email ('send me everything in your archives about Norvergence, etc')
I would give this admittedly non-legal but hopefully useful self-help
advice: FREEZE*ALL*PAYMENTS*TO*BANK*RELATIVE*TO*NORVERGENCE*IMMEDIATLY*.
No more money, let bank sue if they wish, which I doubt. They *know*
it was their fault.   PAT]

-----------------------------

From: pv+usenet@pobox.com (Paul Vader)
Subject: Re: Norvergence - How Do I Get Out
Date: Tue, 06 Jul 2004 21:16:39 -0000
Organization: Inline Software Creations


TELECOM Digest Editor noted in response to n-line@juno.com
 <n-line@juno.com>:

> [TELECOM Digest Editor's Note: I suggest simply ignoring those fraud-
> ulent contracts the banks are holding. FREEZE ALL TELECOM PAYMENTS
> IMMEDIATLY. If the bank wants to sue, that's okay. They *should* be

No, it probably isn't. From what we've been told here, Norv is in no
way a party to those loans. That was completely intentional, and we
now see the reason for that.

Most likey, the customers themselves are going to have to be the ones to
sue the smoking crater where Norvergence once was. *


* PV   something like badgers--something like lizards--and something
       like corkscrews.

[TELECOM Digest Editor's Note: The bank did *not* loan the end user
any money. The bank loaned money to Norvergence, backed up by collateral
offered by the end user: his promise to pay. Norvergence screwed the
bank; the end user did not screw the bank!  The bank did not investigate
the loan request very well that Norvergence asked for. In any kind of
a third party deal like this, the bank has a fiduciary obligation to
investigate it fully before going along with it. A good rule of thumb
in any lawsuit is sue the easiest target; the weakest link. I will 
suggest that is the bank in this case; they are the ones who got their
pockets picked because of their carelessness. The bank is out the money
they were deluded into paying to Norvergence. The end user only signed
on in the deal under duress and high pressure tactics from the sales
reps. The bank obviously thinks the easiest target is the end user;
after all he fell for high pressure from the sales rep; maybe he will
fall for high pressure tactics from us when we place him with an
agency.

I say no!  I am not a lawyer and cannot give legal advice but I 
suggest end users turn the screws back on the bank, unless they wish
to be on a bankruptcy creditor's commitee. I would let the bank fill
that role (creditor's committee in a bankruptcy) instead. 

Oh, and any end-user who does find himself getting sued by bank, take
note if bank is also on the creditor's committee in bankruptcy. They
can't have it both ways: Either end user owes the money to the bank or
Norvergence owes the money. Bank cannot have it both ways. In the
meantime, FREEZE ALL ACCOUNTS PAYABLE TO BANK IN RE NORVERGENCE.  PAT]

------------------------------

From: christine.collins@atx.com (Christine Collins)
Subject: Refuge from Recent Telco Changes
Date: 6 Jul 2004 15:08:17 -0700
Organization: http://groups.google.com


I am communication consultant for a well known regional
telecommunications company.  ATX communications has been around for
nearly 20 years and serves over 20,000 business customers.  We have
one of lowest customer attrition rates in the industry.

The reason for my post is that it has come to my attention that are
many companies that are failing to live up to their promises,
projected savings, and business models in the telco industry.  When
these companies go under financially, drop product lines, or change
their focus it leaves their customers with the awful burden of
cleaning up the mess.

I have been helping my clients see the big picture in respect to their
voice, data, and infrastructure needs and I am willing to consult
freely with companies who need immeadiate alternatives to their telco
solutions. ATX has built a solid foundation since 1985 with an
excellent management team that gives me the confidence that I can help
companies with these changes.

E-mail me to share ideas.

christine.collins@atx.com

------------------------------

From: unlimitedcallingusa@yahoo.com (Unlimited Calling)
Subject: Norvergence Sales Reps
Date: 6 Jul 2004 13:49:40 -0700
Organization: http://groups.google.com


I have been working with a company that offers a service similar to
Norvergence and has been up an running for a year now with no
problems.

If there are any Norvergence sales reps with deals they want to close,
this company will pay you at least as much as Norvergence paid you
maybe more, as soon as the customer is installed.

You can send your contact info or email directly at
unlimitedcallingusa@yahoo.com for more info.

Don't let your deals fall apart, get paid on them and deal with a
reputable company.

Thanks,

Nic

------------------------------

From: Dan Popescu <webmaster@longdistancephonedepot.com>
Subject: A Link of Interest
Date: Tue, 6 Jul 2004 23:31:17 +0300


Hello,

We have a telecom related website at www.longdistancephonedepot.com

The site features quite a few consumer articles as well as a large
selection of US domestic and international calling plans. We'd very
much appreciate it if you would consider adding a link to this
website.

If you agree we will link back.

Thanks for your time.

Kind regards,

Dan Popescu
http://www.CallingBargains.com
http://www.LongDistancePhoneDepot.com
http://ld.net/?dpopescu
webmaster@CallingBargains.com

More phone calls for your money!

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