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Subject: TELECOM Digest V23 #138

TELECOM Digest     Wed, 24 Mar 2004 14:03:00 EST    Volume 23 : Issue 138

Inside This Issue:                             Editor: Patrick A. Townson

    In Fights Over Telecom Issues, Record Shows, Kerry's Worked (M Solomon)
    The Real Story Behind Must-Carry (Monty Solomon)
    Broadcasters Hate Digital-TV Proposal (Monty Solomon)
    Broadcasters: Keep Must-Carry as it Is (Monty Solomon)
    The Free Lane on the Information Highway (Monty Solomon)
    Supreme Court Rules Against Local Government Phone Service (M Solomon)
    Public Knowledge Demystifies Digital Rights Management (Monty Solomon)
    Thumbs Up For APTS Digital-Only Strategy (Monty Solomon)
    DTV: Should we Bet the Farm on a Digital-Only Strategy? (Monty Solomon)
    Re: Last Modern Towns to Go Dial (Tony P.)
    Re: Last Modern Towns to Go Dial (Sammy@nospam.biz)
    Re: Lafayette, IN Long Distance (was Re: Last Modern Towns) (Geo. Adams)
    Re: Google Local is Cool (Phil Earnhardt)
    Review of Norvergence (Joel Keck)

All contents here are copyrighted by Patrick Townson and the
individual writers/correspondents. Articles may be used in other
journals or newsgroups, provided the writer's name and the Digest are
included in the fair use quote.  By using -any name or email address-
included herein for -any- reason other than responding to an article
herein, you agree to pay a hundred dollars to the recipients of the
email.

               ===========================

Addresses herein are not to be added to any mailing list, nor to be
sold or given away without explicit written consent.  Chain letters,
viruses, porn, spam, and miscellaneous junk is definitely unwelcome.

We must fight spam for the same reason we fight crime: not because we
are naive enough to believe that we will ever stamp it out, but because
we do not want the kind of world that results when no one stands
against crime.   Geoffrey Welsh

               ===========================

See the bottom of this issue for subscription and archive details
and the name of our lawyer; other stuff of interest.  

------------------------------------------------------------------

Date: Wed, 24 Mar 2004 09:39:27 -0500
From: Monty Solomon <monty@roscom.com>
Subject: In Fights Over Telecom Issues, Record Shows, Kerry's Worked


In Fights Over Telecom Issues, Record Shows, Kerry's Worked on Many Sides

By TIMOTHY L. O'BRIEN and STEPHEN LABATON

In late 1999, as deregulation and a stock market boom propelled a wave
of deal making among the nation's biggest telecommunications concerns,
Senator John Kerry worked hard to ensure that Bell Atlantic, the
largest private employer in his home state, Massachusetts, remained in
the industry's front ranks.

In letters to senior Federal Communications Commission officials that
year, Mr. Kerry -- a member of the Senate committee that oversees the
F.C.C. -- pushed the agency to remove roadblocks to regulatory
approval of a merger of Bell Atlantic and GTE. He also pressed the
agency to allow the company to enter New York's lucrative
long-distance market.

http://www.nytimes.com/2004/03/24/politics/campaign/24TELE.html

------------------------------

Date: Wed, 24 Mar 2004 09:45:23 -0500
From: Monty Solomon <monty@roscom.com>
Subject: The Real Story Behind Must-Carry


From Multichannel News, March 22, 2004
By Ted Hearn

Washington- A decade ago, five U.S. Supreme Court justices agreed
behind closed doors to strike down a new federal law that required
mandatory cable carriage of local TV stations.

But the coalition, spearheaded by Justice Sandra Day O'Connor, that
wanted to topple the must-carry law turned out to be fragile. It
collapsed when Justice David H. Souter had second thoughts and joined
the pro-must-carry camp, supporting a law that broadcasters considered
vital.

Thomas Veered

Souter's flip followed a mid-course correction by Justice Clarence
Thomas into the anti-must-carry camp.

The result: What once might have been a 5-4 vote to overturn
must-carry became a 5-4 vote simply remanding the case to a lower
court. The high court ultimately affirmed must-carry in a 5-4 vote in
1997.

Cable's near miss on that important Supreme Court decision -- and the
nine justices' circuitous process -- might never have become known
outside the court's inner core, had it not been spelled out in the
recently released papers and records of former Justice Harry A.
Blackmun, a Nixon appointee who penned the landmark Roe v. Wade
decision on abortion.

Blackmun, who helped change Souter's mind on must-carry, retired in
1994 and died in 1999 at 85. In 1997, he donated records from his long
and distinguished judicial career to the Library of Congress, with
instructions not to release them for five years after his death.

On March 4, the Library opened the records to the public -- in all,
about 1,600 boxes of letters, memos, draft opinions and notes that
shed some light on the inner workings of the country's most secretive
institution from a man who served it for 24 years.

The must-carry case has a long shadow. Broadcasters today rely on
their victory in their effort to get the Federal Communications
Commission to force cable systems to carry not just one programming
service per TV station, but as many free programming services as a
station can pack into its digital spectrum.

http://www.mediareform.net/news/article.php?id=2838

------------------------------

Date: Wed, 24 Mar 2004 09:50:02 -0500
From: Monty Solomon <monty@roscom.com>
Subject: Broadcasters Hate Digital-TV Proposal


 From Multichannel News, March 22, 2004
By Ted Hearn

Washington- What's good for Berlin, Germany, isn't so good for Berlin,
N.H.

That's the word broadcasters quietly put out last week in their effort
to quell a bold plan by the Federal Communications Commission that
would require TV stations to give back their analog licenses many
years sooner than expected.

The FCC would like to get its hands on the analog spectrum as quickly
as possible for reallocation to the wireless phone industry, which
wants to deploy over-the-air broadband data services. Public safety
groups also want a slice of the airwaves.

The FCC's transition model is the German capital, which last August
became the first major city in the world to complete the DTV
transition and did so apparently without complication.

Broadcasting sources, who asked not to be identified, had nothing nice
to say about elements of the FCC plan they had seen. They called it
too complicated, politically naive -- and generous to the cable
industry on a scale not seen in many years.

http://www.freepress.net/news/article.php?id=2839

------------------------------

Date: Wed, 24 Mar 2004 09:52:05 -0500
From: Monty Solomon <monty@roscom.com>
Subject: Broadcasters: Keep must-carry as it is


 From Multichannel News, March 22, 2004
By Ted Hearn

Washington - The cable industry may have found its most lethal weapon 
yet against a policy to expand cable carriage of local TV stations.

It's opposition from broadcasters themselves.

The vast majority of TV stations want a federal rule to require cable 
systems to carry their multiple digital-programming services in an 
expansion of current analog must-carry rules that limit carriage to 
one service. But at least one TV-station group has other ideas.

FEARS BREAKDOWN

Spanish broadcaster Entravision Holdings Inc. is a holdout from the
multicast must-carry consensus, telling the Federal Communications
Commission that broadening the carriage rules for digital TV could
cause the courts to bring down all must-carry rules.

That would greatly harm Entravision stations, which need bare bones 
must-carry rights to get berths on cable systems.

Cable programmers are beginning to replay Entravision's message at the
FCC.

In a March 16 filing, A&E Television Networks and Court TV cited
Entravision's analysis as yet another -- and telling -- rationale for
limiting TV stations to just one programming stream on cable.

http://www.freepress.net/news/article.php?id=2840

------------------------------

Date: Wed, 24 Mar 2004 09:58:35 -0500
From: Monty Solomon <monty@roscom.com>
Subject: The Free Lane on the Information Highway


By DALTON CONLEY

The WiFi revolution is here. With the technology known as wireless 
fidelity, laptop users can get onto the Internet and download e-mail, 
photos and other electronic files from places once well off the 
information superhighway -- parks, truck stops and cafes, to name a 
few.

That's a wonderful thing, but what's better is that WiFi holds the
promise of bridging America's much discussed digital divide - if we
make it ubiquitous and free to use, like the public library system.
After all, just as roads and bridges were among the most important
public investments in the industrial period, wireless access to the
Internet is arguably the most crucial public investment of the
information age.

For now, though, wireless Internet access is a hodgepodge. In most 
cases, a home computer user buys a wireless router (which costs less 
than $100) that links to an Internet connection (which can cost 
several hundred dollars a year). The router then broadcasts a signal, 
which typically covers 300 feet to 1,600 feet, that allows all 
computers within that range to tap into the Internet. Some 
businesses, like coffee shops, have WiFi on their premises to lure 
customers. Some institutions also provide WiFi to the public. In 
Bryant Park, next to the New York Public Library on 42nd Street, 
laptop users can sit at one of the public tables on a glorious 
afternoon and read their e-mail while sipping a latte, thanks to the 
Bryant Park Restoration Corporation. Similarly, Columbia University 
offers free wireless access on its campus.

http://www.nytimes.com/2004/03/19/opinion/19CONL.html

------------------------------

Subject: Supreme Court Rules Against Local Government Phone Service
Date: Wed, 24 Mar 2004 12:00:29 -0500
From: Monty Solomon <monty@roscom.com>


WASHINGTON -- The Supreme Court said Wednesday that states may block
cities and other local governments from setting up shop as phone
service providers.
http://www.ajc.com/business/content/business/0304/24phone.html

NIXON, ATT'Y GEN. OF MO v. MO MUNICIPAL LEAGUE, ET AL.
No. 02-1238. Argued January 12, 2004 -- Decided March 24, 2004
http://supct.law.cornell.edu/supct/html/02-1238.ZS.html

Nixon v. Missouri Municipal League
http://www.supremecourtus.gov/opinions/03pdf/02-1238.pdf

------------------------------

Date: Tue, 23 Mar 2004 22:43:06 -0500
From: Monty Solomon <monty@roscom.com>
Subject: Public Knowledge Demystifies Digital Rights Management


Public Knowledge has published a comprehensive resource that makes 
understandable for everyone the increasingly complex and highly 
technical issue of digital rights management. Digital Rights 
Management (DRM) is the term applied to technologies that prevent you 
from using a copyrighted digital work beyond the degree to which the 
copyright owner wishes to allow you to use it. The technologies can 
be applied to digital movies, television programs, books or music.

The 40-page primer, "What Every Citizen Should Know About DRM, a.k.a.
Digital Rights Management," was written by Mike Godwin, senior
technology counsel at Public Knowledge. Godwin is a veteran of
Internet law, and the author of "Cyber Rights: Defending Free Speech
in the Digital Age" (MIT Press, 2003).

http://www.publicknowledge.org/content/press-releases/press-release-2004-03-19

What Every Citizen Should Know About DRM a.k.a. "Digital Rights Management"
http://www.publicknowledge.org/content/overviews/citizens-guide-to-drm/view

------------------------------

Date: Tue, 23 Mar 2004 23:35:12 -0500
From: Monty Solomon <monty@roscom.com>
Subject: Thumbs up For APTS Digital-Only Strategy


But first, another test: linking with PBS dues

Originally published in Current, March 8, 2004
By Steve Behrens

With a show of hands, all but a few public TV station chiefs 
attending an APTS Capitol Hill Day meeting Feb. 24 [2004] said the 
lobbying group should keep developing its "digital-only 
broadcasting," or DOB, strategy.

Instead of continuing to use analog TV channels for the next decade 
or more, the strategy goes, public TV would make a concerted effort 
to speed viewers' move to digital over-the-air broadcasting, cable or 
satellite reception. The government, pleased to earn billions from 
early auctions of the channels, would give public TV special 
assistance in exchange.

Public TV would not only save transmitter power bills but could also 
win mandated cable carriage and an endowed trust fund from Congress, 
APTS President John Lawson told station execs.

http://www.current.org/federal/fed0404apts.shtml

------------------------------

Date: Tue, 23 Mar 2004 23:35:44 -0500
From: Monty Solomon <monty@roscom.com>
Subject: DTV: Should we Bet the Farm on a Digital-Only Strategy?


APTS plan is creative, but is it wise to rely on the kindness of cable?

Originally published in Current, Feb. 23, 2004
Commentary by Dennis L. Haarsager

No segment of the broadcasting industry has worked harder to make the
digital transition work than has public broadcasting. For example,
NPR's Tomorrow Radio project may keep digital radio from joining the
dustbin of failed technology innovations. Many public television
stations offer enhanced DTV services to realize promises they made to
the public and to funders. Both public media are expanding the frankly
limited conception of the designers of digital radio and television.

In spite of these innovations, there is so much going on in the
development of alternative digital distribution platforms that neither
medium should bet the farm on over-the-air digital broadcasting. On
the television side, here's why.

When the FCC began a rulemaking to anoint an "advanced television''
standard in 1987, the focus was on stuffing a high-definition
television signal into a 6-MHz channel. It was a different world.
MS-DOS was still the dominant computer operating system, the Internet
and World Wide Web were as a practical matter about six years away,
and the first DTV station (WRAL in Raleigh, N.C.) eight years away.
Cable was less developed and DBS didn't exist.

We still live with the vision of digital TV distribution set in that
context 16 years ago. In 1987, many knowledgeable people thought HDTV
couldn't be stuffed into the 6-MHz channels stations had available.
But the designers of the 8-VSB system were determined to fool Mother
Nature. They succeeded heroically and the FCC adopted the system as a
standard.

http://www.current.org/dtv/dtv0403dob.shtml

------------------------------

From: Tony P. <kd1s@nospamplease.verizon.reallynospam.net>
Subject: Re: Last Modern Towns to Go Dial
Organization: ATCC
Date: Wed, 24 Mar 2004 05:59:53 GMT


In article <telecom23.137.10@telecom-digest.org>,
hancock4@bbs.cpcn.com says:

> [TELECOM Digest Editor's Note: About fifty years ago, when Hammond, IN
> was just getting converted to dial, to reach Whiting, IN (still manual)
> one dialed '911' and talked to the Whiting operator to get the desired
> number. But in Whiting when you asked the operator for a Hammond
> number you would then hear 'beep beep beep' as she punched it in to
> get the Hammond number.   PAT]

Sure, routing calls using MF signalling has been around since the 30's. 

But I think the biggest challenges in the Bell System were definitely 
signalling. Supervision and routing had to understand all sorts of 
different signals (Ie. revertive pulse, MF and who knows what other 
bastardized signalling systems were around.)

------------------------------

From: Sammy@nospam.biz
Subject: Re: Last Modern Towns to Go Dial
Date: Wed, 24 Mar 2004 05:54:13 -0800
Organization: Cox Communications


Lisa Hancock wrote:

> One of the tough challenges the Bell System faced in the 1950s was the
> vast variety of equipment in its switching centers -- most dating from
> a time switches were installed to meet a community's needs only
> without much concern to a bigger picture.  Converting to dial in the
> mid 1950s meant not only replacing existing equipment in kind, but
> assessing future growth and providing a building and equipment
> accordingly.  Plenty of towns undoubtedly got second-hand SxS gear
> from other towns upgraded to XBar, and probably a few got additional
> manual board positions to tide them over for a while.  Remember that
> SxS lines didn't peak out until 1974.

In urban and suburban areas Bell got at least one office code on a
XBAR machine, even though the remainder of the office was SxS.  The
XBAR not only provided service to one office code, it provided common
control for the steppers' toll calls, thus avoiding the call director
fiasco that almost buried General Telephone from 1965-1980, or so.

------------------------------

From: George Adams <gba@purdue.edu>
Subject: Re: Lafayette, IN long distance
Date: Tue, 23 Mar 2004 23:18:53 -0500


On Mar 23, 2004, at 10:29 PM, editor@telecom-digest.org wrote:

> [TELECOM Digest Editor's Note: Wasn't Lafayette, Indiana and its
> neighbor West Lafayette a similar situation? Long after that part of
> Indiana was in the 317 area code, and largely dialable, I recall we
> still had to go through the operator to get Lafayette from the Chicago
> area. So was Fort Wayne, Indiana I think, in the 219 area.  PAT]

Pat, you are correct.  It was also interesting from Lafayette, dialing
out.  In the fall of 1978 I moved to West Lafayette, IN.  Long
distance calls were dialed with 1 plus 10 digits, you would hear
ringing, then the operator would come on and ask "What number are you
calling FROM, please?"  It was an honor system for billing the call.
You would state your number, and then your call would ring out to the
intended destination.

Per minute long distance rates in those days dropped sharply for calls
that started at or after 11:00 pm; calls that started at 10:59 pm were
billed for all minutes at the high rate.  So there was a nightly rush
of calls when people felt sure the cheaper rate was in effect.  This
often swamped the system, and instead of getting the operator you
would hear a few rings and then be connected to many other poor souls
wanting to call long distance but also not reaching the operator.  You
could talk to all of them as a giant chat until you got tired, hung
up, and tried again.  An accurate clock was very valuable in guiding
your dialing to reach the operator just at 11:00 so your entire call
would benefit from the cheap rate, yet reliably go through, since you
were a minute or two ahead of the "rush hour".

As I recall, some time in 1980, the central office was upgraded to
capture caller numbers, and ringing to the destination phone was not
longer interrupted by the operator's billing question.  Capacity was
also upgraded and I don't recall failing to get a long distance call
to go through after that time.


George

[TELECOM Digest Editor's Note: You may remember when the telco there
had a real funky system for calling Purdue University from anywhere 
in Lafayette or West Lafayette. Callers dialed '90' (only!) and 
reached the Purdue operator then verbally passed her a five digit
extension. Or, people could dial '92' and the desired five digit
extension if they knew it. Purdue took up six or eight entire pages
in the Lafayette phone directory. At some point, I suppose around
1980, they did away with that system. Fort Riley, in Junction City,
Kansas also had a peculiar arrangement. They were served by United
Telephone in those days, and had something like thirty or forty
pages in the center of the Junction City phone book.   PAT]

------------------------------

From: Phil Earnhardt <pae@dim.com>
Subject: Re: Google Local is Cool
Date: Wed, 24 Mar 2004 01:26:00 -0700
Organization: Kaos OnLine Coalition


On Tue, 23 Mar 2004 07:15:07 -0600, John Cummings
<n4bkn.no@spam.bellsouth.net> wrote:

>>> One wonders what countermeasures the Baby Bells -- and other
>>> owners of Yellow Pages services -- will launch.

>>      SmartPages.com is an SBC operation.  

> RealPages.com is a BellSouth operation.

And Qwest's service -- the one they sold -- is called dexonline.com.
What are these services providing beyond a computer interface to the
traditional Yellow Pages mechanism? I've messed with a couple of these
services, but haven't seen anything at all remarkable. AFAICT, each of
these services has access to (the same?) national database. That's
interesting, but is hardly remarkable.

BTW: local.google definitely has problems, too. My chiropracter moved
her practice to a new city well over a year ago, but Google has her
located in the old town. And I don't know why -- she has her address
specified on her webpage.

> John Cummings

--phil

------------------------------

From: Joel Keck <withheld at request>
Subject: Review of Norvergence
Date: Wed, 24 Mar 2004 10:25:55 -0500


Mr. Townson,

	Working in the telecom industry this company has recently been
brought to my attention.  Here is a fairly detailed and in depth
assessment from what I've read.  It's rather lengthy so I hope it goes
through, and I have a copy backed up on word.  You can reach me at the
above email address, though I ask that you remove it if you post this
on your digest.  Anyone else wishing to contact me in regards to this
can email me at Crane999@yahoo.com with the title "Norvergence" and I
should catch it.  Gotta love those spam filters.

In response to the recent queries and various boards I've read that
deal with the telecommunications company Norvergence I would like to
supply the following opinion.  I work for a competitor of this
company, however I have learned to respect competitors.  While I have
not come up against a deal with this company, nor have I seen any of
the paperwork they produce I do have some points that might be of
interest.

First I must point out that these opinions are based solely on
hearsay.  I am taking this information from what I have read on these
bulletin boards.

	1. If it saves you money, it's worth looking into.  It appears
that Norvergence can,  and does save companies money  on their telecom
bills.

	2. If at the same time as saving you money it provides a
service that is better than what you have, or exactly what you need
then go for it.

Here are some concerns I have from a business standpoint, and also
from what I would ask as a consumer looking into these services.

	1. Why am I signing a loan application and not a credit
verification form?

	2. If you can't tell me about what kind of service you
provide, who can?

	3.	How is your customer service?

	4. What is your service level agreement (what happens if/when
I lose service?)

	5. Why do I have to purchase the equipment, can't I just rent
it?

	6. If I'm purchasing the equipment and it breaks, what
recourse do I have?

	7. Why should I have to leave my current carrier up for
redundancy?

	8. All the other telecom companies only offer a 3 year deal
maximum, why am I signing a 5 year deal?

Some of the issues mentioned, that I want to provide some measure of
clarity on.

	* Reselling of services.  In the case of Norvergence there
appears to be an issue with their reselling the cellular services.
Each company (aside from the Incumbent carriers - Bell, Sprint,
Verizon) must in some manner "resell" some measure of their business.
If you have an analog line at your business and you don't have service
with one of the Incumbents, chances are that line is resold.  Same
situation, the difference is you're dealing with Cell phones which
most companies don't do.

	* From what I've read, the customer service is terrible.  Ok,
admittedly every company has at some point or another been known for
bad customer service.  There are growing pains, especially if
Norvergence is growing as fast as it seems.  My only statement on this
subject currently (I address this further, later on) is that they will
need to improve this area to keep customers.  Any company with a
continued record of horrible customer service often gets in trouble
with state agencies.  I'm sure they are aware of this issue and there
was some indication from the posts I read that they had improved to
some measure.

	* Raising the rates of services with 30 days notice.  I am not
aware of any company (other than perhaps the Incumbent Carriers) that
do not have some form of this.  Your initial response even from most
of the companies will be that they do not, because you signed a
contract.  Your thoughts are, I signed a contract that guarantees me a
price for the specified amount of time.

	o Each company must file tariffs within each state they elect
to provide services in.  These tariffs are reviewed by the Utility
Commissions or Regulatory agencies within that state.  Due to the
lengthy nature of these legal documents (think taxes) they are not
given to customers but are readily available.  My company has them
located on the internet for anyone to view.  Within these tariffs are
the regulations of how the company would go about raising the rates.
		
	o The tariffs do also have limits to raising the rates.  So
while the rates can be raised, it cannot be done without limit.
			
        o If you wish to contact your current provider, ask them if
you can view a copy of their tariff's for your state.  Hopefully they
will have it in a format that will allow you to do so at your leisure.

	* The "MATRIX" box.  According to the website information I
viewed (there is a link to Adtran on the Norvergence website) this
equipment was specifically designed by Adtran for what Norvergence
wanted.  This does mean that what Norvergence claims is technically
true.  However, it's still an Adtran.  Look around and see what other
Adtran may cost anywhere near what they are apparently selling it to
you for.

	* The equipment is purchased.  Most telecom companies do not
sell the equipment they use to customers.  There are exceptions, since
the right amount of money really can get you just about anything.

			o The reason behind not selling the equipment
is the concern that if anything happens to your services that is
equipment related it can be repaired or replaced by the provider.  If
you own the equipment, the provider can do nothing to assist you
(other than selling you another one) due to liability issues.
	
		o This is still a business, and yes we will make some
money off of renting or selling you the equipment.  I will say though,
that nowadays many companies are simply building the cost of the
equipment into the pricing so you'll never see it.

	* Norvergence's alleged denial of using Voice over IP (VoIP)
technology.  If you go to their website you will see at the top of the
web browser a description of the page.  It does state there, that they
use this technology.  I find it difficult to believe that they would
deny using this as it is one of the most current out there.

			o You have 3 choices of phone services right
now, based on two types.  Analog, which is the same as what you have
at home.  Or digital, which is broken down by how the packets are
dealt with.  That is very important, because of the digital types you
have VoIP, and VoATM (Voice over ATM).
		
	                o The age old adage of paying for what you get
is very true in this case.  VoIP tends to be cheaper, because it is
overall not as good as VoATM.  VoIP sends the signal and that's it.
If it has nowhere to go, it doesn't matter.  VoATM does a little more.
Generally it will attempt to recover more of any lost packets, and
will try to make sure the signal has somewhere to go.  The end
difference is usually minimal.  In some cases, the difference is quite
telling.

			o The idea of the digital services has an
innate difference in what can be done on the higher end.  Norvergence
is offering a voice/data solution to give plenty of voice lines, while
maintaining data access to a broadband level.  VoIP will lose data
bandwidth with each voice line that is in use.  VoATM will lose data
bandwidth to a specified level, and then maintain that level no matter
how many voice channels are used.

			o Please note that the term "broadband" is not
completely defined.  It generally means anything that is faster than
what a dial up connection on an analog line can provide.  If it's
above 56k it can probably be called "broadband".

Their web page says the following:

"NorVergence is a $200 Million Dollar Business Equipment and Systems
Engineering Company ...."

The issue I have with this statement is the manner in which
Norvergence apparently receives their earnings.  From what I've read,
the bank pays the loan amount to Norvergence, and the customer is set
for a 5 year period of paying up.  None of the actual financial
numbers I've seen tossed around on the boards seems to fit exactly
with what everyone is saying, so I can't provide any truly accurate
measure or financial assessment.  However, what this means to me is
that Norvergence can do well quickly because they have all of their
next 5 years of revenue from the customer up front.  There is an
ingrained problem with this.  All of the money they will make from you
over the next 5 years is already in their pockets.  There is little or
no incentive to provide any type of customer service because they are
not depending on the residual revenue you provide.

It seems, or has been claimed that a small portion of the monthly
payments goes to Norvergence and the remaining to the bank.  All this
seems to provide for Norvergence is their cost of services and goods
to the customer.  This is how I would guess they will be able to
maintain services for some time.  Lack of residual cost is a good
thing, especially in a business that is based off of that very thing.

	Overall I think that as long as you feel the risk is worth it,
this may very well be the best decision you ever make.  It seems that
currently, if you have a problem Norvergence is slow to provide any
type of customer service or assistance.  That may change.  The issues
and warning signs I see are that they use very high pressure sales
tactics.  They provide few answers to legitimate questions that are
quite valid.  You're signing a 5 year loan.  They have all their money
up front.

It doesn't sit right with me, but for you it very well could be the
best deal you find.
	

Joel Keck
 
------------------------------

TELECOM Digest is an electronic journal devoted mostly but not
exclusively to telecommunications topics. It is circulated anywhere
there is email, in addition to various telecom forums on a variety of
networks such as Compuserve and America On Line, Yahoo Groups, and
other forums.  It is also gatewayed to Usenet where it appears as the
moderated newsgroup 'comp.dcom.telecom'.

TELECOM Digest is a not-for-profit, mostly non-commercial educational
service offered to the Internet by Patrick Townson. All the contents
of the Digest are compilation-copyrighted. You may reprint articles in
some other media on an occasional basis, but please attribute my work
and that of the original author.

Contact information:    Patrick Townson/TELECOM Digest
                        Post Office Box 50
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                        Phone: 620-402-0134
                        Fax 1: 775-255-9970
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                        Fax 3: 208-692-5145         
                        Email: editor@telecom-digest.org

Subscribe:  telecom-subscribe@telecom-digest.org
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This Digest is the oldest continuing e-journal about telecomm-
unications on the Internet, having been founded in August, 1981 and
published continuously since then.  Our archives are available for
your review/research. We believe we are the oldest e-zine/mailing list
on the internet in any category!

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Anonymous FTP: mirror.lcs.mit.edu/telecom-archives/archives/
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      Send a simple, one line note to that automated address for
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*************************************************************************
*   TELECOM Digest is partially funded by a grant from                  *
*   Judith Oppenheimer, President of ICB Inc. and purveyor of accurate  *
*   800 & Dot Com News, Intelligence, Analysis, and Consulting.         *
*   http://ICBTollFree.com, http://1800TheExpert.com                    *
*   Views expressed herein should not be construed as representing      *
*   views of Judith Oppenheimer or ICB Inc.                             *
*************************************************************************

ICB Toll Free News.  Contact information is not sold, rented or leased.

One click a day feeds a person a meal.  Go to http://www.thehungersite.com

Copyright 2004 ICB, Inc. and TELECOM Digest. All rights reserved.
Our attorney is Bill Levant, of Blue Bell, PA.

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Finally, the Digest is funded by gifts from generous readers such as
yourself who provide funding in amounts deemed appropriate. Your help
is important and appreciated. A suggested donation of fifty dollars
per year per reader is considered appropriate. See our address above.
Please make at least a single donation to cover the cost of processing
your name to the mailing list. If you donate at least fifty dollars
per year we will send you our two-CD set of the entire Telecom
Archives; this is every word published in this Digest since our
beginning in 1981.

All opinions expressed herein are deemed to be those of the
author. Any organizations listed are for identification purposes only
and messages should not be considered any official expression by the
organization.

End of TELECOM Digest V23 #138
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