TELECOM Digest OnLine - Sorted: Re: Cardholders Kept in Dark After Breach

Re: Cardholders Kept in Dark After Breach

mc (
Mon, 27 Jun 2005 11:06:01 -0400

Marcus Didius Falco <> wrote in message

>> Well, unless, _you_ keep a record of everything you charge -- date and
>> amount. And match them against the statements you get. It's not
>> really rocket science.

> For checks, that's practical. (It helps if you get the original checks
> back, something that will end in the US soon).)

> Where there are dozens or hundreds of transactions as on really busy
> cards, it becomes difficult. Particularly since the name and date of
> the payer on the statement may differ from that on the receipt. And,
> in the case of international transactions, the amount will differ,
> too.

What we *need* is more information on our statement about each
credit-card transaction. I'm annoyed by companies that operate under
multiple names and make genuine charges look fake.

Here's what should be required for each transaction:

Name of seller (which MUST BE THE SAME as was given to the customer at time
of purchase);
City and state or country of seller;
Telephone number of seller, which MUST BE CORRECT or the charge is
considered invalid;
Description of item purchased (or of the most expensive single item if
there are several on the invoice)

That would make it a lot easier to reconcile credit card statements.

The present system still seems to be designed for people back in the
1970s who had only a couple of charges per month.

[TELECOM Digest Editor's Note: One problem with your list of
requirements is that sometimes, in a family, one member of the family
-- let's say the husband for example -- likes to use the net to look
at some, well, 'perverted' stuff and charge his viewing of same to the
family credit card. But then, some other member of the family --
let's say the wife for example -- has the duty of reconciling and
paying the credit card bill each month. The husband does _not_ want
his wife seeing an entry for a purchase on the credit card bill
entitled "Lisa's Big Boobs" or whatever, which is what attracted the
husband to the site to start with.

So to protect his privacy and security (from his wife, secretary,
bookkeeper, whoever) the purveyor of all that filth tells the man,
"you don't have to be embarrassed about what you did/saw/thought about
doing ... just look for an entry on your credit card from 'Acme
Universal Corporation', (which is d/b/a Lisa's Big Boobs.)" PAT]

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